Now Might Be a Good Time for a Roth Conversion

Tom’s Tips Hello All, I hope this message finds you well as we approach the end of 2022! It has been a volatile year in the financial markets, as you are likely well aware.  As the article below points out, declines in the value of traditional (tax deferred) IRA...

Tech Sector Turmoil and the Bear Market

Tech Sector Turmoil and the Bear Market For the past several years, tech stock gains drove the market to new heights, but when their share values began to plunge, they dragged the broader stock indexes down with them. During the intensely volatile first 100 trading...

Retirement Plan Limits Are on the Rise

Retirement Plan Limits on the Rise in 2022 Retirement savers have some reasons to celebrate in 2022. Many IRA and retirement plan limits are indexed for inflation each year. Although the amount you can contribute to IRAs remains the same in 2022, other key numbers...

Should You Be Concerned About Inflation?

Greetings to all, I hope everyone is enjoying summer.  It is hard to believe it is mid-August already!  It’s not just the weather that has been warm lately – inflation has also been heating up.  Rising inflation has been in the news a lot lately, and almost anyone...

Reach Your Spending and Financial Goals

Understanding spending is important to understanding your overall financial situation, and to effective financial planning.  I sometimes say to people that I can crunch numbers all day long, but it won’t be meaningful unless it’s grounded in how you live.  When people...

How The American Rescue Plan Act Can Help You

Greetings to all, and happy spring!  I hope everyone is enjoying the longer and warmer days. Many of you are likely aware of the recent passage of the $1.9 trillion American Rescue Plan Act, which provides relief funding to individuals and businesses, as well as to a...