by Thomas Dettre | Oct 31, 2018 | Monthly Tips
November 1 Begins Open Enrollment for Health Insurance Marketplaces Beginning on November 1, 2018, individuals (including their families) may apply for new health insurance or switch to a different health-care plan through a Health Insurance Marketplace under the...
by Thomas Dettre | Sep 30, 2018 | Monthly Tips
Overview There are many reasons you may have multiple investment and banking accounts. Job changes resulted in multiple retirement plans located at different institutions You started investing in companies or mutual funds by directly buying a small number of shares...
by Thomas Dettre | Aug 24, 2018 | Monthly Tips
I am pleased to present the latest edition of Financial Planning Tips. This month, I have selected a topic that is often overlooked – picking a financial caretaker to manage your financial affairs if you are no longer able to do so yourself (either temporarily or...
by Thomas Dettre | Jul 27, 2018 | Monthly Tips
Controlling your health care costs Health care costs are spiraling out of control. New technology, advanced testing, and “designer” drugs along with a “fee for service” system encourages doctors to do more, putting pressure on health care costs. What can you do to get...
by Thomas Dettre | Jun 29, 2018 | Monthly Tips
Retirement Confidence Improves for Workers, Declines for Retirees in Critical Areas In its 28th annual Retirement Confidence Survey, the Employee Benefit Research Institute (EBRI) discovered that 64% of today’s workers feel very or somewhat confident in having...
by Thomas Dettre | May 30, 2018 | Monthly Tips
12017 Retirement Confidence Survey, Employee Benefit Research Institute2Note that if you work while receiving Social Security benefits and are under full retirement age, your benefits may be reduced until you reach full retirement age. 3Working with a tax or...
by Thomas Dettre | Mar 3, 2018 | Monthly Tips
Tax Cuts and Jobs Act The Tax Cuts and Jobs Act legislation was signed into law on December 22, 2017. The Act makes extensive changes that affect both individuals and businesses. Some key provisions of the Act are discussed below. Most provisions are effective for...
by Thomas Dettre | Nov 10, 2017 | Monthly Tips
Aging and the changes it brings are often regarded with apprehension. We know in many ways it can be good to get older, and enjoy the fruits of a life well lived. However, we often fear the changes to our body and mind that may cause us to lose independence and...
by Thomas Dettre | Oct 13, 2017 | Monthly Tips
For many people in the middle years of life, the prospect of parents getting older and being less able to do as much for themselves is scary. And when there is a life changing health diagnosis or other health event and suddenly that time is much closer, people...
by Thomas Dettre | Sep 8, 2017 | Monthly Tips
I am in the middle of reading Atul Gwande’s book “Being Mortal”, which takes on the topics of aging, decline and death, and how our society has turned these into medical problems rather than human ones. Gwande reminds us that American medicine has prepared itself for...
